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In tough economical times are you saving?

Yes when times get tough its harder, but rather stick with 2 basic principals. 

Always take the first of your fruits and donate to the church or the needy.

Then take at least 20 % of your first fruits towards savings.

If you get in this habit even when times are tough you rather learn to cut back on items. 

NEVER cut back on your saving!

 

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